Established in 1964 as the first multinational bank in Egypt, Arab African International Bank is the fastest growing bank in Egypt in terms of size and profitability, placing it at the forefront of the country’s strongly growing sector. Its consistent growth-oriented strategy found expression in commendable organic growth and M&A. The Bank’s growth was given further impetus in 2008 with the establishment of new subsidiaries: Arab African Investment Holding (AAIH), Arab African Investment Management (AAIM), Arab African International Securities (AAIS) and Arab African Fund Management Services (AAFMS). This growth rate substantiates AAIB’s vision to be the leading financial group in Egypt, providing innovative services with a strong regional presence, being the gateway for international business into the region.

Regional expansion is another pillar for AAIB’s growth strategy; the bank led a number of major syndications in the fields of infrastructure and construction, which has further strengthened its position as a leading investment bank in the region. Enjoying a strong customer base and an active corporate strategy, AAIB’s branches in the Emirates are considered the launching point for expansion into the Gulf.

Backed by a legacy of solid history and robust growth, AAIB’s distinction has been equally spelled by its dynamism and passion to innovate in structuring financial solutions. This has duly made it a mandate lead in corporate, investment, and treasury services, in addition to innovative retail businesses. This earned it international recognition in Euromoney’s “Best Bank in Egypt” in 2008 and 2007, and the Banker Egypt’s “Bank of the Year” in 2008 and 2006.

AAIB’s growth finds expression not only in figures but in concepts as well, being the first and only bank in Egypt to establish its own foundation: “We Owe It to Egypt” with a vision to become the national drive behind significant impact and sustainable development of health and education in Egypt.




Website: www.aaib.com

Since its 1930 establishment in Jerusalem, Arab Bank (AB) has worked hard to realize its vision and become the leading financial institution in the Arab world. Today, AB is an international institution with a balance sheet of USD 50.6Bn and shareholders equity amounting to USD 8.1Bn by end of December 2009.
Based on its financial strength and consistent profitability, AB continues to enjoy strong credit rating standing at “A-“ by Fitch, A3 with stable outlook by Moody’s and “A-“ stable outlook by S&Ps. According to The Banker magazine, July 2010 issue, AB is ranked 166th among the top 1,000 international banks and ninth among Arab banks in terms of shareholders’ equity. AB serves its diversified base of corporate, retail, private banking and investment customers with highly sophisticated products and services through its 500 branch network in 29 countries covering five continents.


Website: www.arabbank.com.eg

Housing & Development Bank (HD Bank) was established as an Egyptian Joint Stock Company in 1979 with an initial authorized Capital of 3Bn EGP and evolving to currently reach 1.150Bn EGP. Upon its launch, HD Bank’s key mandate was financing moderate housing units to Egypt inhabitants and a leading role in mending the gap between supply and demand in the real estate market. Partially-owned by public organization, HD Bank successfully conducted the flagship mega development of new urban communities in the late 1980s and allocated and managed the investments in Egypt’s north coast resorts.
Growth, sustainability and credibility are paving the way for HD Bank to compete with first line banks in terms of full commercial banking services and products.
HD Bank’s credentials in performance and planning, as well as its steady climb in profitability, are partially driven by its owned companies in Real Estate Development and Mortgage, which deliver luxurious housing units and compounds without compromising the Bank\'s official assignment to the "National Housing Project to Egypt\'s low income segment".
HD Bank was proudly confirmed in 2009 as one of Egypt\'s top 10 profitable banks and the second best in profit growth rate in terms of banking operations based on tangible deliverables in integrated banking services in spite of the world\'s financial crisis.



Website: www.hdb-egy.com

Bavaria-Egypt, S.A.E. (Bavaria-Egypt) was established in 1972 as an Egyptian-German joint venture. For more than 30 years, Bavaria-Egypt’s main objective has been to provide innovative, reliable and sustainable high quality fire fighting products to suit the current and future market demands, providing safety to individuals and to society at large.

On a local level, Bavaria-Egypt acts as a market leader. It secures the supply of its wide range of products through 20 owned branches throughout the 26 governorates of Egypt. These branches are strategically located all over the country in order to provide hands on reliable consultations, prompt supply, technical support and after sale services.

Thanks to its well developed fleet of customer service vehicles that deliver high quality services on site to 50,000 subscribed customers, and the company is committed to fulfilling customer requests within 72 hours, regardless where their premises are located in Egypt.

On the international level, in 1999 Bavaria-Egypt merged with Bavaria Brandschutz Industries GmbH & CO.KG, acquiring 100 percent of its shares and making it part of Bavaria Group. Bavaria Group extends its market endeavors to many countries and is the largest producer of car fire extinguishers in all over Europe and the Middle East.


Website: www.bavaria.com.eg, www.naderriad.com

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